Pre-Licensing Education

Please note: RECA is in the process of divesting itself of all licensing education before December 1, 2022. Get the latest information on the divestment process. Until the divestment process is complete, all current pre-licensing requirements remain in effect.

Pre-licensing education

Pre-licensing education is a serious time and financial commitment.

Each industry has its own pre-licensing program you must complete before you can apply for a licence. Please review the initial eligibility requirements before you read further.

Real Estate and Property Management

The Real Estate Associates Program (REAP) consists of the Fundamentals of Real Estate course, and a series of practice courses, one for each of the four areas of practice, including property management.

REAP costs anywhere from $2,150 to $4,700 depending on the number of practice courses you take, and you must complete the program in 18 months.

Complete the free online Real Estate Career Information Session before considering a career in real estate or property management. It will outline what working as a professional is like to help you decide if enrolling in REAP is the right decision for you.

Mortgage Brokerage

The Mortgage Associates Program (MAP) consists of the Fundamentals of Mortgage Brokerage course and the Practice of Mortgage Brokerage course.

MAP costs $2,800 and you must complete the program within one year.

Practice Exams

RECA offers free practice exams for learners who have completed a pre-licensing course. Once you complete a course, you will see a Practice Exam link at the end of the course in the Moodle education platform. You may have to scroll to the bottom of the page. You can access the practice exam at any time from when you complete that course up until you pass the actual exam.

RECA practice exams give you the confidence to know you are ready for the real exam, and reflect the real exam experience. Practice exams are free for learners. Do not be misled by others offering practice exams. Using RECA practice exams means you are getting a practice exam from the actual exam provider.


RECA’s course materials are designed to be self-paced and are sufficient to prepare you to pass the final exams and work in the industry once licensed. That said, some learners may seek the help of a tutor. A list of RECA-approved tutors is available on myRECA. Remember that seeking help from a tutor is not required to successfully complete RECA exams.

Unapproved Tutors

Seeking the help of a volunteer or paid tutor who is not approved by or affiliated with RECA is okay, but in some cases, it might cause you to unintentionally violate RECA’s Education Code of Conduct for Learners (the Code of Conduct). Individuals who breach or violate the Code of Conduct may be subject to the following consequences:

  • failing grade(s)
  • course or program suspension
  • course or program expulsion
  • administrative penalty up to $25,000

If a tutor or a tutoring company is using or plagiarizing RECA’s materials (e.g., content taken directly from our manuals, eBooks, online content, activities, quizzes, and practice exams) it is a violation of the Code of Conduct.

To avoid the consequences of breaking the Code of Conduct, learners should be vigilant when hiring tutoring services. Tutors should help you strengthen your knowledge of the subject area by clarifying concepts.

The tutoring service that a learner chooses is discretionary and RECA is not responsible for any costs incurred.


Learners have two attempts in total to write their respective exam, whether they’re writing online or in person. Learners are responsible for paying the fee for each attempt. Learners must also write and complete their exams before their program/course expiration date, no exception.

Due to recent government restrictions effective September 16, 2021, learners have an option to write their exam online (virtual proctoring) or in person, at a physical location. Before booking your exam, you must first complete the practice exam for the course(s) you are taking. Once you have completed your practice exam, you will receive an email with your next steps on how to book the exam whether you choose online option or in person. Please note, online exam option is temporary and can be removed at any time.

If you require exam accommodations due to exceptional circumstances, email Learner Support Services at, explaining your situation and the reason for your request.

If you have additional questions about the exam process and options, please email Learner Support Services at


If you’re interested in continuing, review the education eligibility process and the complete education and licensing process.

More Info: